HS Foundation Disability/Legal/Healthcare Resources

DISABILITY/LEGAL/HEALTHCARE RESOURCES

Disability Resources

For those exploring disability benefits, the following resources are provided to support your understanding of the options available. These external resources are shared for informational purposes only and do not constitute professional advice.

To apply for disability through the Social Security Administration:

Online: Disability | SSA
Mail in a paper application
- English Form
- Spanish Form
Interview in person at your local Social Security office: Field Office Locator | SSA
Interview over the phone: 1-800-772-1213 (TTY 1-800-325-0778)

Adult Disability Starter Kit - You will need all of the items in this checklist to apply

What to know:

From your application, it will be determined whether you qualify for Supplemental Security Insurance (SSI) or Social Security Disability Income (SSDI). SSDI provides more benefits but requires that longer work history.

If you are still working, you cannot make more than the Substantial Gainful Activity (SGA) amount per month for SSI and SSDI (This amount was $1,690 per month in 2026 or $2,830 if you are blind). If you are transitioning back to full time work, there is a “Trial to Work” program in which you can exceed these limits. If you make more than the SGA amount without using the “Trial to Work” program, you will be expected to pay back the money you made over the SGA limit.
For SSI you also need to have less than or equal to $2,000 in assets for an individual or less or equal to $3,000 in assets for couples. If you are you are younger than 46 years old and determined disabled, and exceed these asset limits, you can apply for an ABLE account and maintain your disability benefits. What are ABLE Accounts? - ABLE National Resource Center
You will be automatically enrolled in Medicare after 2 years of receiving disability benefits and will have your Medicare Part B Premium deducted from your monthly benefits: Do You Get Medicare or Medicaid if You're Disabled? Depending on the state, you may still acquire Medicaid or Medicare Savings Programs (eligible based on income and assets) – call your county office to learn more about what is available to you.

The process to determine disability is lengthy and can take 6-8 months to receive a decision regarding your claim. They will review all of your health record to evaluate whether your medical condition(s) limit your ability to work.

Blue Book: provides a list of requirements and conditions that qualify for disability (HS is included as a skin disorder that is evaluated and accepted under Social Security Disability under section 8.09)
Compassionate Allowance List: provides a list of conditions that alone qualify for disability
You may use law firms or disability agencies to assist you in your application or denial appeals, but they will likely take a portion of your earned benefits if approved as commission. Make sure you are asking up front if they will be taking commission

Most applications get denied their first time. Better physician documentation specifically regarding extent, locations, and recalcitrance (Listing 8.0 in SSA Blue Book) is helpful initial application and, appeals – discuss with your physician.

Short Term Disability, Long Term Disability, and Family and Medical Leave Act (FMLA) differ by job, state and how long you have been in your. Talk with your employer and/or human resource representative to learn more about your coverage.